Loan Products

Whether you're considering a line of credit or a car for your family, we have a product suited to your needs. Learn how Commercial State Bank can be your relationship lender.

Consumer Loans


Commercial State Bank has a selection of consumer loans to suit your needs. We are here to help you achieve your goals.

  • Ready Reserve Overdraft Protection
  • Automotive
  • Recreational (Boats, RVs)
  • Debt Consolidation
  • Unsecured
  • Mobile homes (without land)

Agricultural Loans


Many financial institutions don't understand the cyclical nature of your business. At Commercial State Bank, our lenders are versed in the farming processes used in our local community.

  • Crop Production
  • Equipment
  • Real estate (large tract)
  • Livestock
  • Irrigation
  • Operating Capital

Mortgage Loans


Are you thinking of buying a home? Refinancing your existing loan? We can offer you local expertise.

  • Primary Residence: Purchase and Refinance
  • Construction
  • Home Improvement and Second Mortgages
  • Mobile Homes with Land Ownership
  • Vacation and Second Homes

Commercial Loans


Successful day-to-day operations require an uninterrupted supply of capital. Commercial State Bank has a ready source of funding to keep your business running smoothly and profitably. We offer a full suite of lending products tailored to your individual business needs.

  • Business Purchase and Refinance
  • Business Lines of Credit
  • Construction
  • Commercial and Investment Real Estate
  • Equipment
  • Working Capital (Short and Long Term)

Our family has been doing business with Commercial State Bank for three generations. When dealing with them you're dealing with people who care.

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How we work

Commercial State Bank utilizes some of the latest account access technologies available. Get in touch to find out more.

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Online Banking

Visit Online Banking where you can access your Commercial State Bank accounts, transfer money, and utilize bill pay for all your regular vendors and one-time payees.

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